Worker's Compensation

"Help Me Understand Workers' Compensation Insurance Enough to Feel Good About What I Buy!"

Worker's Compensation Insurance

Use the form on the home page to get started with a free worker's compensation quote or call 916-773-2800 to speak with an ISU representative.

What is Worker's Compensation Insurance?

If your employee is hurt while performing a job duty, worker's compensation will pay for that employee's medical bills and it will provide a portion of the wage lost while said employee is unable to perform their job.

How Does Worker's Compensation Insurance Work?

After your employee reports an injury, you would report a claim to the insurance company.  That employee will then begin to recieve temporary disability benefits designed to replace their salary while they're recuperating from their injury.  Once the employee recieves medical care, the treating physician will evaluate the severity of the employee's injury to determine what level of disability coverage that employee is eligible to recieve.

4 benefits of worker's compensation

  1. Temporary disability replaces injured employee's salary
  2. Medical care benefit are issued to cover doctor's visits and care needed to heal injured employee
  3. Permanent disability benefit designed to compensate employee for whatever losses in ability said employee sustains from their injury
  4. Vocational rehabilitation- if employee is unable to continue working for said business, vocational rehabilitation will retrain them into a new job

Why Have Worker's Compensation Insurance?

The whole idea of worker's compensation is to get an injured employee back in good health and working again as soon as possible.  Worker's Compensation insurance will help employees get rehabilitation, a certain amount of coverage to pay for doctor's bills, and a percentage to cover their wages lost while unable to work. 

Click here to get started with a free worker's compensation quote or call 916-773-2800 to speak with an ISU representative.

If you find this information helpful, please Share |